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We recently shared an article on Financial Independence and a blogger claimed it was spam. _neminem made a lot of “presumable” claims about a Private Pension Plan, but had no real basis. Claim “a bundling of index funds (which they take their cut of)”, which couldn’t be further away from the truth. It’s our goal to educate and inform people. Whether a Private Pension Plan or any other investment vehicle, our goal is to raise awareness.

  1. What exactly IS a private pension plan?

It’s a tax-free retirement plan protected by statutes, laws and an IRS tax code built on an  approved insurance platform.

  1. Why is it better than anything else?

Because it carries no loss of your principal. It allows tax-free gains and access to your funds. There are no set up fees, maintenance fees, administrative fees – set it and forget it. It’s THE only plan protected by state laws and an IRS code. It’s backed by a privately  owned, 110 year old firm, posting $44B in liquid assets and rated A+ by A.M. Best and Standard & Poors.

  1. Why have I not heard of it before now?

The average American isn’t supposed to know about it. It was designed shortly after the introduction of the 401(k) – circa 1981. The wealthy also invested in tax deferred products then to their chagrin, realized the tax ramifications and losses were applicable to them too. They created the solution which allowed the engineering and governmental protection not afforded to tax postponed products such as the 401(k), 403(b) & IRA.

4.  Who can get one?

Anyone aged 5 DAYS to 70 years old.

  1. Is it expensive?

It is not.

  1. Do I have to wait until retirement age to access the funds?

No. The private pension plan is NOT subject to government ERISA laws.

  1. Does the IRS know about this?

Yes. They created a specific tax code to protect plan participants.

  1. How long does it take to set up?

Same day. When would you like to start?

  1. How much will it cost for one? Upfront and monthly or annually.

Zero upfront. The only cost, ever, for your very own private pension plan is the actual cost of the insurance.

  1. If I already have a plan, but like this one better, can I move it over?

Yes. We are adept and experienced in moving plans and assuring they endure no taxation in doing so.