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Private Pension Plan

With all its’ additional benefits, our Private Pension Plan epitomizes the reasons retirement is referred to as “The Golden Years”. You simply have to explore the features we’ve bundled into one plan.

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Long-term Investment

Most people have never considered insurance, of any kind, a “long term investment.” Truth is, when structured properly, the correct insurance vehicle is exactly the investment you need. One which achieves protection, growth, and tax free use advocated by the IRS.

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Short-term Investment

Leaving loved ones behind is tough enough. Leaving them behind poor, is irresponsible. Affordable protection to insure their lives are uninterrupted is closer than you think. Show them you care by making the best investment possible.

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las vegas financial planner

Charles Phoenix

Your Asset Planning Advisor
Phone: 510.332.4332


of adults have NO life insurance.


of Americans DO NOT have life insurance.


of those that do, say they need more.


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Ready to protect the future of you and your family?

Start your free Quote

Who and what would you like to cover?

What are your needs and reasons for wanting coverage? (income or death benefit)
We use this information to determine the amount and type of policy desired.

Funeral Costs

The average funeral can cost over $15,000. Will your family be able to cover these expenses?

Dependents & Family

7 out of 10 families are dependent on dual incomes. Will your spouse be able to sustain your household?

Early Retirement

According to Time Magazine, 1 in 3 Americans have saved $0 for retirement. How much have you saved?

Grow it. Protect it. Spend it.

With rates of return between 3% and 13.5%*,
here are three types of life insurance for you to consider…

choosing the right life insurance

Term Life

Term life insurance policies provide affordable, temporary coverage. On occasion, a policy such as this can be the perfect fit to accomplish an end goal.


Universal Life

A flexible premium, adjustable life insurance with a cash value that grows on a tax-deferred basis.


Indexed Universal Life

Universal life that combines a death benefit protection with the opportunity to grow cash value. This is the gold standard for structuring tax-free retirement plans and wealth transfer.

*Rates subject to change.


We are one of the leading private pension plan designers in America. Through use of comprehensive knowledge of properly structured insurance vehicles approved by state law* and an IRS tax code, we provide unique and innovative products and services for the modern age.
*Refer to your state for specific guidelines.

Learn more about your advisors

Flexible Plans

We have a variety of products which provide you ultimate control over your financial future. Being flexible is important to you, so it’s important to us. To capitalize on this, we employ intimate knowledge of each plan to leverage them to your ultimate advantage.

Privately Owned

Asset Planning Pros is supported by a privately owned, 110 year old American firm, rated A+ by A.M. Best, Standard & Poor’s and post liquid assets of $44 billion.

Modern Technology

We believe in keeping our clients fully informed, so we use social sites and their technology to heighten awareness within our communities. We employ the latest technology and software to analyze, predict and illustrate scenarios with historical accuracy specific to each client.

Recent reviews…

From beginning to end I felt that Asset Planning Pros was looking for my best interest in creating a plan that would fill our needs.

Jeremy B.

Private Pension Plan

A very easy, efficient, and cost effective way to obtain financial protection. I was very pleased with this process.

Elizabeth S.

Private Cash Plan

The entire process was easy. I had a simple phone call. No pressure. Everything went smoothly and before you know it your policy is in the mail.

Bill F.

Private Pension Plan

My agent  took the time and effort to create the right plan, with far more benefits at a much lower price than any other company quoted me.

Annie N.

Convertible executive term

You’ve made the right choice

Take your first step in securing your financial future. Your advisor will contact you as quickly as possible to aid you in gathering the necessary information to start planning.